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There's no doubt that you're aware that auto insurance in Albuquerque is required by law. However, there are so many different kinds of car insurance out there and know too that choosing which one is right for you might be difficult. Instead of resorting to confusing, industry jargon, we are committed to simply making it easier to understand what each kind of policy means. Here are the two major types of insurance in Albuquerque. The first type is known as comprehensive insurance which is what every other type of insurance policy is defined by. This is a type of insurance that covers a wide variety of risks and situations while driving your vehicle. This type of policy will provide both personal and property protection with both bodily injury and collision coverage. These policies often have different levels of coverage and deductibles that must be paid before the policy kicks in. While gimgoi.com of insurance coverage covers both bodily injury and collision coverage, it is also commonly known as full coverage insurance. When choosing this type of policy, you must take into consideration that it does not protect against any damage to your vehicle or your passengers. This can often make it more expensive than other forms of insurance. Although this type of insurance policy offers greater coverage and more financial protection than any other type, it still has a lot of limitations. In many cases, the cost of this type of policy is considerably higher than the average cost of the other forms of policies. The second type of insurance in Albuquerque is called liability insurance. This type of policy offers coverage in the event that you cause someone to become ill or injured in your vehicle. It is important to remember that if you get involved in an accident with a driver who is legally intoxicated, your auto insurance policy will not pay for any medical expenses. Because gimgoi.com does not cover any medical expenses, this can quickly become very expensive. If you want to avoid being billed for a lot of medical bills, you should strongly consider this type of policy. These are the two major types of insurance in Albuquerque. By comparing and contrasting the benefits and limitations of each type, you'll be able to determine which one will work best for your situation. In addition to having the least expensive policy, most drivers will opt for liability coverage. There are many drivers who simply do not have the resources to purchase an expensive insurance policy, so they will settle for liability insurance coverage to protect their vehicles from any legal costs. When purchasing an automobile in Albuquerque, you should know that there are several types of auto insurance available. Some policies are designed to cover both personal and business vehicles, while others are designed to protect only one or the other. Many times a business vehicle will include both personal and business liability insurance. If you own several types of vehicles, you will have many options to choose from. If you own commercial vehicles in Albuquerque, you'll be required by law to carry both personal and business liability insurance. As you can see, there are several options available when it comes to liability coverage in Albuquerque. When shopping around for this type of policy, you will want to check to see if the company you purchase your coverage through offers both liability and collision coverage. Often, if the company you purchase your coverage from offers collision coverage, you will be able to get a discount if you purchase your insurance policy through them. As an example, if a car that is owned by your company is damaged due to a collision, you may be able to receive a discount if you purchase a business liability policy through them. This way, your company will cover the repair or replacement of your car, instead of paying for it.